Pay, Scan & Transfer in a Single step
Experience ultra-fast, bank-grade mobile payments with eSwipe. Instant QR scanning, tap-to-pay NFC, and real-time expense tracking — engineered for high performance.

Everything in one wallet
Payment tools that feel fast, calm, and complete.
Manage daily spending, merchant checkout, identity protection, and notifications from a clean mobile experience built for repeat use.
Lightning Fast Payments
Process payments in milliseconds with our advanced QR and NFC technology.
Bank-Level Security
Multi-factor authentication, biometric security, and real-time fraud detection.
Smart Analytics
AI-powered spending insights and personalized financial recommendations.
Biometric Auth
Secure access with fingerprint and facial recognition technology.
Multi-Currency
Support for multiple currencies and seamless exchange rates.
Real-Time Notifications
Instant alerts for all transactions and account activities.
Scan to pay
Four simple moments from checkout to receipt.
Making payments has never been easier. Just scan, confirm, and go.
Open App
Launch eSwipe and navigate to the payment screen
Scan QR Code
Point your camera at the merchant QR code
Confirm Payment
Review details and authorize with biometric
Payment Complete
Instant confirmation and digital receipt
Your Money is 100% Safe
We employ industry-leading security measures to protect your financial data and transactions. Your trust is our top priority.
End-to-End Encryption
All data is encrypted using AES-256 encryption standard
Multi-Factor Authentication
Biometric, PIN, and OTP verification for maximum security
Real-Time Monitoring
24/7 fraud detection and suspicious activity alerts
PCI DSS Compliant
Certified compliance with payment card industry standards
Take Control of Your
Financial Future
Powerful analytics and AI-driven insights help you understand your spending, save more, and make smarter financial decisions every day.
AI-Powered Insights
Get personalized financial recommendations powered by advanced machine learning algorithms that understand your spending patterns.
Smart Categorization
Automatically categorize your transactions and visualize your spending across different categories with beautiful, interactive charts.
Goal Tracking
Set financial goals and track your progress in real-time. Get notified when you're close to achieving your targets.
Fraud Detection
Advanced security monitoring detects unusual spending patterns and protects your account from fraudulent activities.
Spending Overview
Visualize your financial patterns
Financial Health
Your overall score
You're managing your finances exceptionally well. Keep up the great work!
What Our Users Say
Honest feedback and ratings from merchants and everyday users across Rwanda
"QR payment scanning is under a second. Wish weekend report exports were a bit faster, but daily settlement is solid."
Jean Paul
Restaurant Owner • Kigali, Rwanda
"Instant spending alerts and clean transaction logs. Zero fee transfers between local wallets make it my go-to app."
Marie Claire
Freelance Designer • Kigali, Rwanda
"MoMo integration works great on busy rides. App update took a minute on 3G, but payment notifications are instant."
Peter K.
Moto-Taxi Rider • Kigali, Rwanda
"No more cash handling hassle at our market stall. Customers love the instant QR scanner."
Grace U.
Market Vendor • Gisenyi, Rwanda
"QR payment scanning is under a second. Wish weekend report exports were a bit faster, but daily settlement is solid."
Jean Paul
Restaurant Owner • Kigali, Rwanda
"Instant spending alerts and clean transaction logs. Zero fee transfers between local wallets make it my go-to app."
Marie Claire
Freelance Designer • Kigali, Rwanda
"MoMo integration works great on busy rides. App update took a minute on 3G, but payment notifications are instant."
Peter K.
Moto-Taxi Rider • Kigali, Rwanda
"No more cash handling hassle at our market stall. Customers love the instant QR scanner."
Grace U.
Market Vendor • Gisenyi, Rwanda
"Checkout lines move fast. Hoping for web portal dark mode soon, but the mobile experience is top notch."
Eric S.
Coffee Shop Owner • Gisenyi, Rwanda
"Managing patient disbursements with high security audit tools is seamless. Support team is very responsive."
Divine K.
Healthcare Admin • Kigali, Rwanda
"Simple interface helps me stay within budget. Would love auto-recurring transfers next, but overall very handy."
David M.
University Student • Butare, Rwanda
"Managing register balances from one app saved us time. Real-time transaction insights are super helpful."
Aline U.
Boutique Owner • Kigali, Rwanda
"Checkout lines move fast. Hoping for web portal dark mode soon, but the mobile experience is top notch."
Eric S.
Coffee Shop Owner • Gisenyi, Rwanda
"Managing patient disbursements with high security audit tools is seamless. Support team is very responsive."
Divine K.
Healthcare Admin • Kigali, Rwanda
"Simple interface helps me stay within budget. Would love auto-recurring transfers next, but overall very handy."
David M.
University Student • Butare, Rwanda
"Managing register balances from one app saved us time. Real-time transaction insights are super helpful."
Aline U.
Boutique Owner • Kigali, Rwanda
Frequently asked questions
Everything you need to know about payments, security, and using eSwipe for personal and business transactions.
Still have questions?
Can't find what you're looking for? Our support team is available 24/7 to assist you.
eSwipe uses bank-grade security protocols including AES-256 end-to-end encryption, biometric authentication (fingerprint and face ID), and real-time fraud monitoring to protect every transaction.
Download the app from Google Play or the App Store, sign up with your mobile number, verify your identity in seconds, and start making payments immediately.
eSwipe supports instant QR code scanning, tap-to-pay NFC, MTN Mobile Money, Airtel Money, and direct bank account transfers across Rwanda and East Africa.
Personal peer-to-peer transfers are free or low fee (1.8%). Merchant and business accounts enjoy transparent pricing starting at 2.3% per transaction with zero setup fees and instant settlement.
Your funds remain completely secure behind your biometrics and PIN. You can instantly freeze your account by contacting our 24/7 support line or logging in from another device.
Yes. eSwipe offers merchant tools including dynamic and static QR displays, tap-to-pay NFC terminals, a real-time analytics dashboard, and automated export for accounting.
Ready to experience eSwipe mobile payments?
Get secure QR and NFC payments, instant confirmations, and simple spending insights in one clean app.
Available on iOS 14+ and Android 8+. Free to download.